The Best San Diego Real Estate Agents

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SD Realty Pros, a group of veteran, professional, licensed real estate agents matches Bank Owned Real Estate with the investor, the first time home buyer, buyers who are ready to "move up" and even those looking to "downsize". We provide Real Estate Short Sale Services to help homeowners sell their home and avoid foreclosure. And of course, we provide traditional Real Estate services to Buyers and Sellers throughout San Diego County.

Wouldn’t YOU like to know how to buy bank owned property?

You can hardly turn on the news these days without hearing more of the continuing drama of the housing crisis. Remember, within every crisis lies opportunity! When’s the best time to buy something? WHEN IT’S ON SALE! We’re here to help.

But a big question that folks are asking themselves today is: "Is it safe?" Sadly, many properties have been left in shambles and banks are doing few, if any, repairs. Of course banks are pricing properties aggressively (code word for "low") to sell for that very reason – so how does a savvy buyer determine a "good deal"? Many of them are, because those properties are flying off the shelf! Are you one of them, and ready to make your move now?

If you are targeting a purchase of "REO's" (real estate owned by the bank), it’s important to have an underlying knowledge that the properties are now owed by the bank and free of any and all liens. The banks are still going to try and get the most money they can for the property, but they are more willing to take a quick loss and move on. Naïve buyers don’t understand the reality that it is not as easy the late-night TV promoters make it sound. But with the guidance of our seasoned team, we’ll take you by the hand and walk you right through the finish line.

Though you’re going to get a "killer" deal on a property, it won’t come without a price in other terms: the banks typically call the shots. Their asset managers work with realtors who price the homes aggressively, which in turn generates a lot of activity and several offers. A "highest and best" request is issued, and all buyers have a deadline in which to submit their very best offer. The offers are then forwarded to the bank, and they typically respond with more "test balloons" before opening escrow to make sure they’re working with a serious buyer. All-cash offers from investors are the safest bet, so banks often overlook a "conventional" offer in lieu of a quick turnover. This is where our team’s expertise and persistence pays off for you! Our understanding of industry practices puts the "heavy lifting" squarely on our shoulders, leaving you free to go about your day job.

Be prepared to buy the property "as is", or make a strong offer to get your repairs made. Banks will always push to sell the property "as-is" to avoid coming out of pocket with additional money. Working with a qualified Realtor will definitely help your negotiations, as well as walking you through the physical inspections and estimates of repair for the property. And let’s say your inspections uncover a "deal breaker" item – does the buyer have any "outs" in this market, or are they at risk of losing their good faith deposits? Your interest is safe with us!

Once you offer becomes Accepted, our skilled support staff monitors the entire transaction and contingency removals, ensuring a smooth and safe escrow all the way to delivering your new house keys. Your job? Making sure your financing remains solid – from your initial Pre-Approval for the loan through funding – the last thing you’d want to do is disturb the nervous credit lenders at this point ... but don’t worry – we’ve got you covered! Our partners in the mortgage industry are top-notch professionals. Get started now on your Preapproval process so that you’ll have all your ducks in a row and be in a position to pull the trigger when the right deal makes sense.

Let us show you the many options available to you in getting into today’s market either for your first home, or building an investment portfolio that will long outlast any retirement plan, hands down. Our team of creative problem solvers and deal-makers has successfully assisted many buyers in this market, and we are available to help you now! Let's go! Give us a call.